Benefits | Northwood Health Systems


Health Insurance

All full-time employees are eligible for health insurance. Northwood offers a PPO plan through Highmark Blue Cross Blue Shield, and pays the major portion of the premium, while the employee pays the minor portion. PPO plans permit employees to choose virtually any physician/hospital in the country without a referral. Dental and vision insurance are also available.

Retirement Plan

Eligible employees are encouraged to enroll in Northwood Health Systems’ retirement plan upon hire. Employees may contribute a portion of their earnings into the plan from the first day of employment. Northwood contributes to each employee’s retirement once the employee (a) is twenty-one (21) years of age, (b) has been employed for a year, and (c) has worked for 1,000 hours. At the end of each fiscal year, based on the corporation’s performance, Northwood decides on a percentage to contribute to employee retirement plans. Northwood’s contribution is made regardless of whether or not the employee makes their own contribution.

Employees hired as full-time are eligible for the following benefits:

Life Insurance: Life insurance is provided for free, in an amount equal to twice the employee’s annual salary. The full premium for this benefit is paid by Northwood.

Dependent Life Insurance: Insurance on the employee’s dependents is an optional benefit available at a minor cost to the employee. It covers a spouse for $5,000, children up to the age of 19 (or 25 if they are full-time students) for $1,000, and children less than 6 months old for $500.

Paid Days Off: Paid Days Off are granted to eligible employees according to years of service. Employees will receive their Paid Days Off balance each January 1 to use as they desire throughout the calendar year. Balances are not carried over to the following year.

Short-term Disability Insurance: Eligible employees are paid at sixty percent (60%) of the employee’s wages up to a maximum of $250 per week. Northwood is self-insured and fully pays for this benefit.

Long-term Disability Insurance: Eligible employees are paid at sixty percent (60%) of the employee’s salary when the employee becomes permanently disabled. The premiums for this benefit are paid solely by Northwood.

Employee Assistance Program: Employees and their dependents are eligible to receive three (3) free hourly visits with an approved care giver after completing one (1) year of continuous service.

Holidays: Eligible employees receive 8 holidays (8 hours each) per year. Recognized holidays are: New Year’s Day, Memorial Day, Independence Day, Labor Day, Thanksgiving Day, the day after Thanksgiving, Christmas Eve and Christmas Day.